BEGIN:VCARD
VERSION;TYPE=WORK:3.0
PROFILE:VCARD
URL;VALUE=URI:http://fintweb.org/
N;CHARSET=UTF-8:Steven Lockey;;;;
FN;CHARSET=UTF-8:Steven Lockey
ORG;CHARSET=UTF-8:FINT
EMAIL:s.lockey@mbs.edu
ADR;CHARSET=UTF-8:;;Melbourne Business School,;Melbourne;Victoria;3053;Aust
 ralia
END:VCARD